http://money.usnews.com/money/personal-finance/articles/2013/04/01/when-frugality-goes-too-far


Being frugal
     It is often that in The United States right now; many people are being frugal and not spending as much money as they could. Manisha Thakor, (Founder of MoneyZen) who is an investor, says that this can be good, but should not be allowed to cut into joy. She also sees innapropriate investment choices due to frugality. In this article, it explains that money is an asset, which in turn is what is being traded to another person for a product or labor or whatever this is. 
     It is in this instance in the economic system that is hindering the prosperity of the overall economy in The United States.