If I was a victim of credit discrimination I would call my credit card company immediently to notify the issue. I want to be completly protected from that.

My new rights under consumer credit laws are:
Consumer Financial Protection Bureau: For more information on credit discrimination, download our brochure.
Federal Trade Commission: Helpful tools to protect yourself from discrimination (y en español).
Department of Housing and Urban Development: Your rights under the Fair Housing Act, from HUD.
Federal Trade Commission: More about the Equal Credit Opportunity Act (y en español).
Department of Justice: Housing and Civil Enforcement Section, which also enforces antidiscrimination laws.

Yes, I would Co-sign with a parent for a loan because if I was in real trouble with loans and etc. I know that my dad would try to help me out.