http://www.forbes.com/sites/baldwin/2013/02/28/college-savings-versus-retirement-savings/
1. Save for yourself first.
2. Do IRAs, too.
3. Don’t do a Roth conversion during college years.
4. During college years, use a Roth for new contributions.
5. Budget your cash.
These are the basic rules the article gives before going into more detail on each one
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