Questions

What will you do if you are a victim of credit discrimination?

You can file a complaint, and CFPB will monitor it.
You could take the complaint to court.

To avoid credit discrimination, you can do research, know your credit history, ask questions  stay in control and don't sign until satisfied.

What are your new rights under consumer credit laws?

Equal Credit Opportunity
Home Mortgage Disclosure
Alternative Mortgage Parity Act
Electronic Fund Transfers
Fair Debt Collection Practices Act
S.A.F.E. Mortgage Licensing Act – Federal Registration of Residential Mortgage Loan Originators
S.A.F.E. Mortgage Licensing Act – State Compliance and Bureau Registration System
Disclosure Requirements for Depository Institutions Lacking Federal Deposit Insurance
Land Registration
Purchasers’ Revocation Rights, Sales Practices and Standards
Special Rules of Practice
Consumer Leasing
Mortgage Acts and Practices-Advertising
 Mortgage Assistance Relief Services
 Privacy of Consumer Financial Information
 Fair Credit Reporting
Real Estate Settlement Procedures Act
Truth in Lending
Truth in Savings
 2012:

Final Remittance Rule (Amendment to Regulation E)
Procedure Relating to Rulemaking
Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
Regulation M Exemption Threshold Adjustment
Regulation Z Exemption Threshold Adjustment
Regulation Z HOEPA Threshold Adjustment
Defining Larger Participants of the Consumer Reporting Market
Defining Larger Participants of the Consumer Debt Collection Market
Defining Larger Participants of the Consumer Debt Collection Market; Correction
Confidential Treatment of Privileged Information
Rules Relating to Investigations
Rules of Practice for Adjudication Proceedings
State Official Notification Rule
Equal Access to Justice Act Implementation Rule
Disclosure of Records and Information
Home Mortgage Disclosure (Regulation C) asset threshold for 2012
Fair Credit Reporting Act Disclosures ceiling for allowable charges
Correcting amendments to Regulation V (fair credit reporting)
Delayed Implementation of Certain New Mortgage Disclosures required under Title XIV of the Dodd-Frank Act
Supplemental Standards of Ethical Conduct for Employees of the Bureau of Consumer Financial Protection
Enforcement of Nondiscrimination on the Basis of Disability in Programs and Activities Conducted by the Bureau of Consumer Financial Protection