http://www.foxbusiness.com/personal-finance/2013/01/10/consumers-wise-up-on-credit-cards/
Many people believe that using credit cards is a fast way to destroy your credit and abolish your financial budget. However, statistics show that the number of card delinquencies has dropped to an 18 year low in the third quarter of 2012. This is because people are being more careful with their debt and making sure to pay off the card on time.
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