http://bucks.blogs.nytimes.com/2013/01/16/what-factors-affect-your-credit-score/?ref=your-money
A new web site offers a tool that is free and can help you see how good or bad financial steps can affect your credit score. Although there are other sites that claim to do the same, they're not. In this site, you don't have to pay for the information requested, unlike the other similar web sites. The "score planner" tool doesn't require you to register in any way. All you have to do is answer a series of questions and the site will help you immensely.
I think that this is a very useful tool, but I fear that maybe your personal and financial information is at risk. I don't know if too many people will trust the tool, but it would help a lot of people if they did.
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