Tuesday, January 31, 2012
College administrator faked SAT scores to boost ranking
An administrator of California's Claremont McKenna College admitted to falsifying the SAT results. Since 2005, the Sat results have been altered to be on average 10-20 points higher. Now, the administrator has retired, but the investigation continues.
Avon fires former chief financial officer in connection with ongoing bribery, disclosure probe
Avon fires 4 people during 2011. They used to not do good about firing people, but they are starting to get better at fixing their problems. It started with Cramb. One of their head people. They fired a bunch of them working for China things.
College Administrator Faked SAT Scores-
http://www.usatoday.com/news/education/story/2012-01-31/administrator-resigns-sat-faked/52900906/1
An administrator at California's Claremont McKenna College resigned after admitting that he falsified the SAT scores to publicataions. He provided the fake SAT scores in order to boost the school's ranking among the nation's colleges and universities.
An administrator at California's Claremont McKenna College resigned after admitting that he falsified the SAT scores to publicataions. He provided the fake SAT scores in order to boost the school's ranking among the nation's colleges and universities.
Catholic Colleges Out Raged
http://jezebel.com/5880475/catholic-colleges-fight-law-requiring-them-to-pay-for-whore-pills
Catholic colleges are angry at the Affordable Care Act that was passed by Obama. They are angry with it becuase it is required for them to pay for students or members birth control pills. They do not want this becuase they are against birth control which is why they call them whore pills. They will be protesting against it until they are heard and take that out of the act.
Catholic colleges are angry at the Affordable Care Act that was passed by Obama. They are angry with it becuase it is required for them to pay for students or members birth control pills. They do not want this becuase they are against birth control which is why they call them whore pills. They will be protesting against it until they are heard and take that out of the act.
Would You Use Steriods To Have A $75,000 Modeling Contract??
Juvenile Court For Thurston Teen In Father Killing
http://www.masoncountydailynews.com/news/news-page/23007-regional-news-jan-31
On Oct. 23 a thirteen year-old Thurston County boy shot his father while his father slept. It was decided on Monday that the boy would be tried in juvinielle court due to his claim that the gun went off "Accidentaly." This will result in him serving less time in prison.
On Oct. 23 a thirteen year-old Thurston County boy shot his father while his father slept. It was decided on Monday that the boy would be tried in juvinielle court due to his claim that the gun went off "Accidentaly." This will result in him serving less time in prison.
Higher Oil Prices Lift Profits at Exxon
Exxon Mobil announced slightly higher earnings on Tuesday. They say they are proud of their investment in natural gas and that they are switching from dry gas wells to wells with other hydrocarbon liquids.
It seems plausible to me as other gas companies have also seen higher earnings with higher gas prices, but it will take it's toll.
http://www.nytimes.com/2012/02/01/business/higher-oil-prices-lift-profit-at-exxon.html?_r=1&ref=business
It seems plausible to me as other gas companies have also seen higher earnings with higher gas prices, but it will take it's toll.
http://www.nytimes.com/2012/02/01/business/higher-oil-prices-lift-profit-at-exxon.html?_r=1&ref=business
Five Things You Need To Know About the Galloway Township School District
http://galloway.patch.com/articles/five-things-you-need-to-know-about-the-galloway-township-school-district
1:
The district voted to move school board elections to November and to pass their annual budget without voter approval as long as they stay under the 2 percent cap at its meeting last week. Though this may be disappointing to some, it is a representative democracy board.
2:
The Galloway Township School District has joined the 5th annual Jeans for Teens Campaign, sponsored by dosomething.org the district announced Tuesday morning, Jan. 31. The campaign collects gently worn jeans for homeless teens across the country.
3: A handful of people were hired and/or rehired with new salaries that will save the district $20,000 annually.
4: Recently the school district was audited and, though some changes need to be made, there is no loss in federal funding for the school.
5: Recent discussions between the school district and the NCLB reveal that economically disadvantaged children are not scoring as well as children who are not economically disadvantaged. Because of this, they are going to study the free breakfast and lunch programs at the schools at no cost to the tax payers.
1:
The district voted to move school board elections to November and to pass their annual budget without voter approval as long as they stay under the 2 percent cap at its meeting last week. Though this may be disappointing to some, it is a representative democracy board.
2:
The Galloway Township School District has joined the 5th annual Jeans for Teens Campaign, sponsored by dosomething.org the district announced Tuesday morning, Jan. 31. The campaign collects gently worn jeans for homeless teens across the country.
3: A handful of people were hired and/or rehired with new salaries that will save the district $20,000 annually.
4: Recently the school district was audited and, though some changes need to be made, there is no loss in federal funding for the school.
5: Recent discussions between the school district and the NCLB reveal that economically disadvantaged children are not scoring as well as children who are not economically disadvantaged. Because of this, they are going to study the free breakfast and lunch programs at the schools at no cost to the tax payers.
Railroads Investing $13 Billion
Major Railroad Companies are planning on investing $1113 billion on various infrastructure. This includes a freight corridor that links Southern California seaports to Texas and the Southwest. They will also be hiring 15,000 new workers.
Read More: http://www.latimes.com/business/money/la-fi-mo-railroads-invest-billions-20120131,0,566873.story
Read More: http://www.latimes.com/business/money/la-fi-mo-railroads-invest-billions-20120131,0,566873.story
Teen Kills Father
http://www.masoncountydailynews.com/news/news-page/23007-regional-news-jan-31
A 13 year old boy kills his father and is being tried in juvenile court, rather than being tried as an adult. The boy says that the guy went off accidentally.
In Seattle, one school district is asking for a waiver so that they don't have to make up two school days...this could potentially cost them about $500,000 in food and transportation.
A 13 year old boy kills his father and is being tried in juvenile court, rather than being tried as an adult. The boy says that the guy went off accidentally.
In Seattle, one school district is asking for a waiver so that they don't have to make up two school days...this could potentially cost them about $500,000 in food and transportation.
College Cheerleader passes up big $$$$$$
Anna Watson of Georgia Tech passes up a 75000 $ job to be a fittness model because she didnt want to take the legal steriod they asked her to. She is the strongest cheerleader to ever go through the school with a bench press of 150 and a squat of 255. Shes nuts...
After a Stint of Frugality, Americans Open Wallets Again
Less people are buying generic brands and brown bagging lunches now than they were before. Americans are once again starting to splurge a little on things like morning coffee, dry cleaning, and newspapers and magazines. This is likely due to the current positive economic climate.
Taxes made easy.
http://www.marketwatch.com/story/get-a-jump-on-your-taxes-pageonce-and-hr-block-bring-online-personal-finance-and-tax-filing-simplicity-to-smartphones-and-tablets-2012-01-31?reflink=MW_news_stmp
Pageonce and H&R Block are making taxes easier by bringing them to smartphones and tablets.
Pageonce and H&R Block are making taxes easier by bringing them to smartphones and tablets.
Stock Market Today: Major Averages Fall On Weak Data
Stocks fell today for a plethora of reasons. The main reasons cited included: manufacturing in Chicago that was supposed to show regrowth was much lower than expected, consumer confidence dropped, instead of being higher as expected, and home prices slipped where gain was expected. This is very interesting as it demonstrates some of the many factors affecting stocks.
Investment links
Follow this link for retirement planners:
http://www.bankrate.com/calculators/index-of-retirement-calculators.aspx
college invest
http://www.collegeinvest.org/
mutual funds
https://personal.vanguard.com/us/whatweoffer/mutualfundinvesting?WT.srch=1
https://www.schwab.com/public/schwab/investing
http://www.bankrate.com/calculators/index-of-retirement-calculators.aspx
college invest
http://www.collegeinvest.org/
mutual funds
https://personal.vanguard.com/us/whatweoffer/mutualfundinvesting?WT.srch=1
https://www.schwab.com/public/schwab/investing
Credit card debt
the census bureau reported that U.S. consumers had over $886 billion in credit card debt and it was expected to rise $1.177 trillion by the next year
A Brief Reminder Of How Fast Things Change
http://www.dailyfinance.com/2012/01/31/a-brief-reminder-of-how-fast-things-change-/
It says the you need to be conservative on spending money and dont be risky. Also expect the opposite of what the economy is right now, because it will change. Predicting whats in the future for stocks for example is a waste of time, things change all the time.
It says the you need to be conservative on spending money and dont be risky. Also expect the opposite of what the economy is right now, because it will change. Predicting whats in the future for stocks for example is a waste of time, things change all the time.
Good Question & Answer
http://www.belfasttelegraph.co.uk/business/business-money/personal-finance-questions-i-see-house-prices-are-continuing-to-drop-16111231.html
This has 2 question and answer the first is asking the best way to buy a house in this economy cause of low prices people don't wanna sell at that price. the second is on a pension scheme telling him how that works. its a good article.
This has 2 question and answer the first is asking the best way to buy a house in this economy cause of low prices people don't wanna sell at that price. the second is on a pension scheme telling him how that works. its a good article.
Friday, January 27, 2012
Euro ministers upbeat on Greece, crisis solution
http://www.reuters.com/article/2012/01/27/us-eurozone-davos-idUSTRE80Q0YZ20120127
Euro zone finance officials voiced optimism on Friday that a deal to avert a disorderly Greek default was imminent and that key building blocks to resolve Europe's sovereign debt crisis are gradually fitting into place. An agreement between the Greek government and bonholders has been made. Italy's borrowing costs have fallen under 2%; however, both european governments and institutions need to step up their support to pull Greece out of this for they are still over 120% indebted. The goal is more firepower for a firewall against this kind of fall, and new packages and plans are being drawn hesitantly to do just that.
Euro zone finance officials voiced optimism on Friday that a deal to avert a disorderly Greek default was imminent and that key building blocks to resolve Europe's sovereign debt crisis are gradually fitting into place. An agreement between the Greek government and bonholders has been made. Italy's borrowing costs have fallen under 2%; however, both european governments and institutions need to step up their support to pull Greece out of this for they are still over 120% indebted. The goal is more firepower for a firewall against this kind of fall, and new packages and plans are being drawn hesitantly to do just that.
Should You Go To College Right Now?
http://www.forbes.com/sites/moneywisewomen/2012/01/27/is-college-really-going-to-help-you-now-4-reasons-to-take-a-travel-year-instead/
This article states that taking a "gap" year may be beneficial for some students; particularly for those who aren't quite sure what it is that they want to study. It can look very good on college applications, and show that you are a more cultured person in general.
This article states that taking a "gap" year may be beneficial for some students; particularly for those who aren't quite sure what it is that they want to study. It can look very good on college applications, and show that you are a more cultured person in general.
Computer Science student won $2,000
A student has made a new budget app that has been downloaded over 10,500 times. He was awarded a $2,000 design prize
Thursday, January 26, 2012
day trading article
http://www.nytimes.com/2011/12/11/magazine/adam-davidson-wild-west-of-finance.html?_r=1&ref=economy
Read this article for insight into the world of day trading
Read this article for insight into the world of day trading
Wednesday, January 25, 2012
Free Workshops for Filling Out College Aid Forms.
http://seattletimes.nwsource.com/html/localnews/2017324205_fafsaworkshops25m.html
High school seniors who are living in the Seattle area are able to fill out financial aid forms in free workshops being provided the state of Washington's College Bound Program. It is a scholarship program that promises students to pay in-state college tuition for students who live in a low income family.
It applies to students who who signed up for the program in middle school, have maintained a C average grade wise, stayed out of legal trouble, and have applied to a higher education institution, such as a community or technical college.
There are about 16,000 seniors who are eligible for the program.
High school seniors who are living in the Seattle area are able to fill out financial aid forms in free workshops being provided the state of Washington's College Bound Program. It is a scholarship program that promises students to pay in-state college tuition for students who live in a low income family.
It applies to students who who signed up for the program in middle school, have maintained a C average grade wise, stayed out of legal trouble, and have applied to a higher education institution, such as a community or technical college.
There are about 16,000 seniors who are eligible for the program.
Credit card debt: Don't forget the lessons from financial crash
Peoples dept had went down out of 32 of the 36 months between 2009 and 2011. Recently, in October, it has started to go back up again. To pay off your dept on your credit cards, you should first start paying off as much as you can on your highest percentage rate card till it's gone and move on to the next highest. Paying off minimum takes years and costs you more then 50% in the end. If you have a card 12% or more, you should look for a card that offers 0% for 12 months.
Bear teen identified as victim in city shooting
http://www.delawareonline.com/article/20120125/NEWS01/201250345/Bear-teen-identified-victim-city-shooting?odyssey=mod%7Cnewswell%7Ctext%7C%7Cp
On Saturday, a 17 year old teen in South Wilmington was shot and killed. Larry J.A. Parks III was found dead shortly after 4 P.M. there are no witnesses or suspects that are known of. Many students at his school are morning his death and helping that family to get through this tragedy together.
On Saturday, a 17 year old teen in South Wilmington was shot and killed. Larry J.A. Parks III was found dead shortly after 4 P.M. there are no witnesses or suspects that are known of. Many students at his school are morning his death and helping that family to get through this tragedy together.
Millionaire who lived 'poor' leaves windfall to Salvation Army
Millionaire, Elinor Sauerwein, died in 2010. In her last will and testiment, she left 1.7 million dollars to the Salvation Army. Elinor was a wealthy woman who was selfless, caring more for others than for herself. Of the money she left, half went to Modesto chapter's endowment which will pay everyday operations in Modesto and the other half went to brick-and-mortar projects, like building new shelters. Elinor is just one of the many generous donators to the Salvation Army.
Terrell Owens: BROKE
Terrell Owens Has Earned $8 Million Dollars Within His NFL Career. But Spent His Money Carlessly. He Says That He Has Been Trusting The Wrong People And Watched His Money Deline Right Before His Eyes. He Was Paying $750,000 Dollars For His Yearly Morgage and Lost 2 Million Dollars in an Alabama Entertainment Complex. He Wishes He Would Have Spent His Money Wisely.
http://www.thepostgame.com/features/201201/terrell-owens-gq-jeremiah-trotter-told-me-not-apologize-donovan-mcnabb
http://www.thepostgame.com/features/201201/terrell-owens-gq-jeremiah-trotter-told-me-not-apologize-donovan-mcnabb
Teen Mom 2‘s Leah Messer Has Suffered A Miscarriage
So Leah, mother of twin daughters was pregnant. She recently suffered a miscarriage, which could be a god sent gift. The article talks about how she is already on a tight budget with the twins and a divorce, not only that but one of her twins has disabilities that cost her plenty of cash. With a new baby, said to possibly be twins, there is no way that her fiance and herself would have been making ends meat.
Progressive Car Insurance To Hire Hundreds Of Workers In Cleveland
http://www.newsnet5.com/dpp/money/business_news/progressive-car-insurance-to-hire-hundreds-
Positions will be open at Progressive Car Insurance for sales, claims, and service in Cleveland, Ohio. In all they have 337 positions to fill.
Positions will be open at Progressive Car Insurance for sales, claims, and service in Cleveland, Ohio. In all they have 337 positions to fill.
Teen prego rate goes down in sc
http://www.goupstate.com/article/20120124/ARTICLES/120129799/1051/news01?Title=Report-Teen-pregnancy-rate-in-SC-declines
There has been a decrease in teens getting pregnant in south Carolina. They are still higher than the national rate. Having a kid is a huge financial responsibility and in South Carolina they are decreasing the rates to help out. More teens are using condoms or birth control or abstinence to prevent this. It has some random interesting facts.
There has been a decrease in teens getting pregnant in south Carolina. They are still higher than the national rate. Having a kid is a huge financial responsibility and in South Carolina they are decreasing the rates to help out. More teens are using condoms or birth control or abstinence to prevent this. It has some random interesting facts.
New way to buy gas, which might make gas cheaper
Cities can now buy gas for a year in bulk, with a locked price
Monday, January 23, 2012
Budgeting is the first step to saving money
A good way to budget is to have one persons money going towards all of the fixed billing and the other persons money being saved up and only used for the holidays and things like that. This article showed this from someones life. They only have 1 car and walk whenever they can and because of their savings, they don't have a mortgage on their house anymore. This is a good way to save money and live good.
Budgeting is the first step to saving money
The best way to save money is to make a budget and stick to it. By putting money into a savings account you will always be ready for a rainy day. Aileen Kung knows this because she had a rough financial childhood which taught her valuable lessons about saving. The best way to make sure you always have money in your pocket is to stick to your budget and start saving early and avoiding interest.
Attack of the Octopus People
http://www.themonitor.com/entertainment/having-58189-accomplished-year.html
17 year old Joshua Kennedy, who has starred in over 100 short films (mostly on YouTube), is debuting his first 'B' rated movie at a theater in McAllen, Texas...for free. "Attack of the Octopus People" was made for a mere $35 dollars.
17 year old Joshua Kennedy, who has starred in over 100 short films (mostly on YouTube), is debuting his first 'B' rated movie at a theater in McAllen, Texas...for free. "Attack of the Octopus People" was made for a mere $35 dollars.
http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2012/01/23/bloomberg_articlesLY7JS81A1I4H01-LY7NS.DT
Today I learned about some companies that might have some unsual moves in the stock market tomorrow. It says that compaines like American Eagle outfitters and JC pennys, they are having their head chairman step down and that the other head in charge is going to be taking over. That could cause a slight decline. Other places like Pep Boys, it says that there is a good that that their stock will rise to about 10 percent. It is just about the potential outcomes as these companies undergo some changes in the way it is run.
Today I learned about some companies that might have some unsual moves in the stock market tomorrow. It says that compaines like American Eagle outfitters and JC pennys, they are having their head chairman step down and that the other head in charge is going to be taking over. That could cause a slight decline. Other places like Pep Boys, it says that there is a good that that their stock will rise to about 10 percent. It is just about the potential outcomes as these companies undergo some changes in the way it is run.
Orman's prepaid card might offer teens a chance to learn
Suze Orman, a financial expert, is promoting an alternative to credit and debit cards, The Approved Card. The Approved Card is a prepaid card that people can load and withdraw money from and use at ATMs. This card has lower fees than most prepaid cards if one follow the rules in the fine print. The article thinks The Approved Card is a good idea that could help teens and college students ease their way into actual credit and debit cards but the article is also skeptical because of the fine print and because the card isn't competitive fee wise if the user doesn't follow the rules and doesn't build credit history.
When to Buy Used Cars with Bad Credit Auto Loans
People with bad car credit should buy used cars before the prices on them go up. Within the first few months of this year, the used car prices are going to go up and then they will go up again later on this year. Now would be the best time to buy. The Kelly Blue Book will show you what the prices should be and is what many people go by. There's auto insurance loans for people with bad credit too. To help out.
The Hypocrisy of Today's Investor
This article talks about the how today's investors are more susceptible to the 24/7 access to the media and can crush their faith in their investments causing them to pull out and re-invest on a daily basis. He talk about how today's investor needs to balance the spectrum between faith and fear when it comes to the investments we choose to make.
Local teen to debut original B-movie in McAllen
http://www.themonitor.com/entertainment/having-58189-accomplished-year.html
Seventeen year old Joshua Kennedy has already stared in over 100 films, the majority of which have been on youtube. His newest creation, Attack of the Octopus People, is set to debut on January 31st at the cine el rey theater. He says that it is a take off of 1950s sci-fi movies.
Seventeen year old Joshua Kennedy has already stared in over 100 films, the majority of which have been on youtube. His newest creation, Attack of the Octopus People, is set to debut on January 31st at the cine el rey theater. He says that it is a take off of 1950s sci-fi movies.
Why teens can wait to drive
http://www.foxbusiness.com/personal-finance/2012/01/23/why-your-teen-does-not-want-to-drive/
Teens these days say that they can wait to drive. It isnt much of a priority anymore with all the internet things like facebook, xbox, ps3, ect. the need for a lisence to get in touch with friends have became less important. Some teens just dont have the time to go and learn how to drive or to take the time to go and get their license with school, jobs and extra curicular activities.
Teens these days say that they can wait to drive. It isnt much of a priority anymore with all the internet things like facebook, xbox, ps3, ect. the need for a lisence to get in touch with friends have became less important. Some teens just dont have the time to go and learn how to drive or to take the time to go and get their license with school, jobs and extra curicular activities.
Canadian man sentenced to 18 years in prison in 1 of largest credit card schemes in US history
Adekunle Adetiloye, a Canadian man, scammed a credit card company out of nearly $5million using two different aliases. This is said to be the larget fraudulent case the country has ever seen and is one of the most complex to ever be investigated resulting in new specialized research teams to sort out the problem. When he went to court they had nearly 12,000 pages of documents against him, yet his atourney, due to his foreign roots, asked for a sentence less than 16 years. We have yet to see how all of this will play out. The government wants this to serve as a warning to anyone attempting to steal money like this. Even the largest and most complex bank robber thus far in history was caught and will get his due justice.
Blacks face Bias in Bankrupcy, Study Suggests
Though it seems like it would depend on the person, Blacks are twice as likely to end up in bankrupcy than whites. A study sjhowed that blacks were being steered that way much more than whites by lawyers. It was also shown that blacks were being steered more towards a "chapter 13", which makes paying off debts take much longer than "chapter 7". There are advantages to both, but to me chapter 7 seems to be a better idea..
http://www.nytimes.com/2012/01/21/business/blacks-face-bias-in-bankruptcy-study-suggests.html?pagewanted=2&ref=your-money
http://www.nytimes.com/2012/01/21/business/blacks-face-bias-in-bankruptcy-study-suggests.html?pagewanted=2&ref=your-money
Local teen to debut original B-movie in McAllen
Basically this teenager has figured out what he wants to do with his life. Film making and acting are his calling. With his new movie, he put very little budget into it to make profit. Even though he never talked about profit, money is always in every teenagers mind. He had a great idea to base it on the 1950's era movies, and will most likely see a little success with it.
Technology ETFs
Last week was an amazing week in the markets with the S&P 500 closing at its highest since last August. This trend my had been caused by that portfolio managers are moving away from other stock options to technology ETFs.
Read More: http://www.etftrends.com/2012/01/technology-etfs-power-stock-rally/
Read More: http://www.etftrends.com/2012/01/technology-etfs-power-stock-rally/
The Stock Market Lovesd President Obama
The stock market has gained 60% since overall since President Obama's Innauguration, a feat that only Bill Clinton, Dwight D. Eisenhower, and Franklin Delano Roosevelt can claim. However, correlation does not always equal causation. Pres. Obama took office shortly after the market's bottoming out, which historically is always a time of massive growth. Pres. Obama is oftentimes seen as pro-business control, arguing that he may perhaps have not helped it much at all. There have been several policies by him that have caused large economic losses, such as the failing of the Super-Committee last month. The overall changes seem promising, but we can not yet identify the president's impact on the market's gains.
Why Your Teen Does Not Want to Drive.
http://www.foxbusiness.com/personal-finance/2012/01/23/why-your-teen-does-not-want-to-drive/
A study shows that the percent of 16 year olds who have a license has dropped from 46% in 1983 to 31% in 2008. The drop for 17 and 18 year olds has also dropped dramatically.
The study also shows that social networking is a huge reason as to why teens are getting their licenses later.
A study shows that the percent of 16 year olds who have a license has dropped from 46% in 1983 to 31% in 2008. The drop for 17 and 18 year olds has also dropped dramatically.
The study also shows that social networking is a huge reason as to why teens are getting their licenses later.
Parents: 'We'll Pay for School, Not Card Debt'
http://www.creditcardguide.com/creditcards/student/parents-pay-college-card-debt-1279/#ixzz1kJBOMQD8
76 percent of parents felt a strong obligation to help children with expenses such as college costs and said they would contribute an average of at least $10,000. But many parents agreed helping with a house, divorce, debt, etc. for their adult child isn't their responsibility, and wouldn't help.
76 percent of parents felt a strong obligation to help children with expenses such as college costs and said they would contribute an average of at least $10,000. But many parents agreed helping with a house, divorce, debt, etc. for their adult child isn't their responsibility, and wouldn't help.
Teens and getting their license
http://www.foxbusiness.com/personal-finance/2012/01/23/why-your-teen-does-not-want-to-drive/
Teens are now waiting to get a license longer than before. Teens are not needing a license as much because of all of the social media. It has made it so you can talk to people with out having to go to them. But fatal crashes are higher in 18 year olds now since the rate of 16 year olds getting a license has gone down. They are also giving new drivers at 18 a unrestricted license causing more damage cause they are new drivers.
Teens are now waiting to get a license longer than before. Teens are not needing a license as much because of all of the social media. It has made it so you can talk to people with out having to go to them. But fatal crashes are higher in 18 year olds now since the rate of 16 year olds getting a license has gone down. They are also giving new drivers at 18 a unrestricted license causing more damage cause they are new drivers.
Paying for college
Studies show that students wanting to go to college, will need help from parents to pay for tuition
Thursday, January 19, 2012
City to pay $525,000 after cops beat autistic teen at family’s restaurant
A brutal beating of an autistic teenage boy causes a law suit to erupt ending in the paying of $525,000 to the teens family. The article shows the results of cops who jump to conclusions. This autistic boy, Oscar, was beaten for a simple movement that made him look like he was carrying a weapon, he ran because he is a special needs child who got scared. Special needs children do not always realize that things they do that seem harmless to them, may seem as a threat to others. This is no excuse, though, for the police men who allegedly beat him while the parents of the child continuosly yelled that he was a special needs child. After the beating had ceased, the police refused to listen to the parents and threatened to arrest Oscars sister. If Police continue to cause havoc like this, more of the tax payers dollars are going to be paying for the damage.
MTV's Latest iPhone App-
MTV, a popular television network, has released an app called "My College Dollars". The app takes information from your Facebook profile and autofills it into a database, which then finds Scholarships that are perfect for you. The app also helps students gain access to FAFSA so they can fill it out.
There are also video tutorials with well known celebrities that help you to go through all of the processes and to go over the different kinds of financial aids.
This is a great source for teens, because MTV is a popular networking and appeals to the demographic. It makes the Financial Aid process a bit more interesting to those who think the process is long and boring.
Instant Car Loans
In this little article I learned that Axis banks are giving out instant car loans depending on peoples credit. There are a variety dealerships that they are giving the instant car loans to. also dealerships dont pay anything for giving or taking loans.
http://moneylife.in/article/axis-bank-launches-insta-car-loans/23065.html
America's Least Expensive Cities, 2012
Several times a year, the Council for Community and Economic Research gathers data from 309 urban areas to rank them in their Cost of Living Index. The date collected covers 60 consumer goods and services that re many other goods and services.
5- Waco, TX
4-McAllen, TX
3-Ardmore, OK
2-Memphis, TN
1-Harlingon, TX
5- Waco, TX
4-McAllen, TX
3-Ardmore, OK
2-Memphis, TN
1-Harlingon, TX
One student gets creative to pay for college
The average prices of Colorado Colleges is rising where as the average American income isn't. This may make it hard for students to pay for college, if they cannot get help with financial aid and student loans. However students like John Stickle ( a Sophomore at Front Range Community College ) found a new way to pay for college. By selling all of his valuables he was able to purchase an Ipad. With his Ipad he created his an APP where he will make 70% off of ever purchase to help him pay for his college.
City to pay $525,000 after cops beat autistic teen at family’s restaurant
Whoa. That's all that I can say to law enforcement abusing anyone, let alone a mentally challenged individual. I find it interesting that they were more worried about loosing officers on the street than they were about giving the family money to support their beaten child. They claimed that the $525,000 was worth 7 or 8 foot patrol officers and did not explain what the money was worth to the family.
This may financially effect the Chicago Police Department, but if they are not willing to spend the money to train their officers and get the right people they must want to have the financial burdens placed on them. With this being a reoccurring thing, they either need to learn or pay up.
This may financially effect the Chicago Police Department, but if they are not willing to spend the money to train their officers and get the right people they must want to have the financial burdens placed on them. With this being a reoccurring thing, they either need to learn or pay up.
When Markets move in sync...
This was about how markets often can move in sychronization with each other and how you have to find a spot when they hit a low and purchase many so you will profit when they move back up in sync. I thought this was helpful but I'm not fully sure I understood.
http://www.nytimes.com/2011/11/13/your-money/when-markets-move-in-sync-finding-the-downbeat.html?ref=your-money
http://www.nytimes.com/2011/11/13/your-money/when-markets-move-in-sync-finding-the-downbeat.html?ref=your-money
One student gets creative to pay for college
I like how daring this guy was and I never would've been brave enough to do this. It is really cool that he taught himself how to develop apps for the iPhone and iPad and sell them. It's such an interesting way to earn money for college and I hope he succeeds.
City to pay $525,000 after cops beat autistic teen at family’s restaurant
http://www.suntimes.com/news/metro/10070665-418/city-to-pay-525000-after-cops-beat-autistic-teen-at-familys-restaurant.html
This artcile opened my eyes to just how brutal some police corruption is. I think that there needs to be stricter laws accosiated with the how the police treat people in their city. As well I think that the court system should be spead up so that trails can be conducted while they are still relevant.
This artcile opened my eyes to just how brutal some police corruption is. I think that there needs to be stricter laws accosiated with the how the police treat people in their city. As well I think that the court system should be spead up so that trails can be conducted while they are still relevant.
Can I See Your ID?
http://www.10tv.com/content/stories/2012/01/19/columbus-thief-racks-up-$2000-in-charges-on-womans-credit-card.html
A thief in Columbus, Ohio has taken a woman's wallet and racked up $2,000 worth of spending at a gas station, Kohls, and even Target. A $2,000 reward is being offered to whoever turns in the thief. It seems she signed the back of her card, or nobody even looked at it before making charges to the card.
A thief in Columbus, Ohio has taken a woman's wallet and racked up $2,000 worth of spending at a gas station, Kohls, and even Target. A $2,000 reward is being offered to whoever turns in the thief. It seems she signed the back of her card, or nobody even looked at it before making charges to the card.
My collage dollars MTV app
http://thechoice.blogs.nytimes.com/2012/01/18/m-t-v-tackles-financial-aid/
MTV has come up with a new app to help you find scholarships. It uses your facebook page and fills out forms that can give you ideas of scholarships you can apply for. It is a really good idea and shocking that it came from MTV!
MTV has come up with a new app to help you find scholarships. It uses your facebook page and fills out forms that can give you ideas of scholarships you can apply for. It is a really good idea and shocking that it came from MTV!
Stock Market Midday Update: Kodak Bankruptcy, Fed Report, Lead Headlines
This article is very interesting as it talks about Kodak Imaging Company filing for bankruptcy, causing stocks to plummet to less than a dollar a share. Kodak's recent financial woes have stemmed from their inability to keep with digital camera companies. Kodak actually claimed to have invented the digital camera, but held the tech back in fear of its effect on their film business.
Short Selling
Seems like some investors are short-selling some companies who may surprise them with gains.
Read More: http://www.dailyfinance.com/2012/01/19/investing-101-are-short-sellers-underestimating-th/
Read More: http://www.dailyfinance.com/2012/01/19/investing-101-are-short-sellers-underestimating-th/
MTV facebook financial app??
http://thechoice.blogs.nytimes.com/2012/01/18/m-t-v-tackles-financial-aid/
Mtv is launching a new app that suggests a range of different scholarships for which the student can apply. Helping the student find a feild that they are interested in.
Mtv is launching a new app that suggests a range of different scholarships for which the student can apply. Helping the student find a feild that they are interested in.
Credit-Card Spending Makes A Comeback As Confidence Rises
http://online.wsj.com/article/BT-CO-20120119-712020.html
Bank of America Corp said today," New credit-card accounts grew 53% from a year ago in the fourth quarter." Will this lead to even more average credit card debt?
Bank of America Corp said today," New credit-card accounts grew 53% from a year ago in the fourth quarter." Will this lead to even more average credit card debt?
Tuesday, January 17, 2012
http://enumclaw.patch.com/articles/education-expert-paying-for-college-is-possible-if-you-start-planning-early This Atricle shows you hows its very wise to start planning on finace issuse thats come with paying for college
The Skinny on Checking Accounts for Teens
Opening up a checking account as a teen can be very smart, however it can also be risky. Teens will begin getting into the real world of money at a younger age instead of getting tossed into it after high school. Unfortunately, with opening up a teen account, you have to monitor how much you spend very closely. New advances in communication allow people to view their account ballance frequently through online and also through text messaging. Parents are also able to monitor their childs' account. With the help of their parent, teens are guided and taught how to make smart decisions when dealing with money.
Why Teen Car Insurance is Expensive...
I found it really interesting that teen drivers are responsible for the most accidents. I thought that I was a very cautious driver in the beginning, even more so than I am now. You should become more relaxed, but this study proves that the most accidents are in the first 6 months of driving. I also found it interesting that driving is the most dangerous thing that we as teenagers do. When they say this, I think of drugs and roller coasters, not driving a car.
Teens Struggling to Find Elusive Part-Time Jobs
http://www.dailyfinance.com/2012/01/11/teens-struggling-to-find-elusive-part-time-jobs/
I found this article to be quite informative with its information about how hard it is for teens to find jobs. As an unemployed teen myself the statistics in the article did not suprise me very much due to how hard I have been trying to find a job as of late.
I found this article to be quite informative with its information about how hard it is for teens to find jobs. As an unemployed teen myself the statistics in the article did not suprise me very much due to how hard I have been trying to find a job as of late.
China Will Now Be Dominating Your Stock Market.
This showed that China's Shanghai Composite dropped 21% therefore China will not be controling what we buy and that this is good for us here in the U.S. China's drop in there composite will vary our stock market though, making it higher or lower depending on the day.
Direct General Selects Innovation Group's Innovation Auto Services
http://www.marketwatch.com/story/direct-general-selects-innovation-groups-innovation-auto-services-2012-01-17
Direct General is partnering with Innovative Auto insurance plan to provide direct serives via store fronts and the internet throughout twelve states. The companies feel this is an exciting move to better the services provided to their claim customers. This move will result in more repairs and faster services due to increased locations available to their clients. The Innovation Auto Group provides the software necessary for this outsourcing and will enable the insurance coverage to go global more readily.
I think this is a smart move for both of the companies, for they will be able to expand as they lean on eachothers resources as they grow. However, it is in limited areas and provide exceptional service to only a few making it seem to be the opposite of their goal: to expand this greater coverage to all. Eventually though, I am sure that they will make this a reality across all of the country as the outsourcing matures and the kinks and glitches are worked out. It is nice to see technology put to such good use as to protect insureance customers.
Direct General is partnering with Innovative Auto insurance plan to provide direct serives via store fronts and the internet throughout twelve states. The companies feel this is an exciting move to better the services provided to their claim customers. This move will result in more repairs and faster services due to increased locations available to their clients. The Innovation Auto Group provides the software necessary for this outsourcing and will enable the insurance coverage to go global more readily.
I think this is a smart move for both of the companies, for they will be able to expand as they lean on eachothers resources as they grow. However, it is in limited areas and provide exceptional service to only a few making it seem to be the opposite of their goal: to expand this greater coverage to all. Eventually though, I am sure that they will make this a reality across all of the country as the outsourcing matures and the kinks and glitches are worked out. It is nice to see technology put to such good use as to protect insureance customers.
DonateMyDress.org Names Victoria Justice as Official Celebrity Spokesperson and Partners with Always for its Purple Dress Awards
This article was interesting for me because I know that we don't have a Donate My Dress chapter anywhere near us. The closest one I know of is in Colorado Springs and I think it would be a good idea to start one in northern Colorado as well. I enjoyed the article because I like the Donate My Dress foundation. The organization's purpose is to make teenage girls feel better about themselves and provide them with an opportunity to go to prom.
Decinding who's Rich (or smart) enough for high risk investments
http://www.nytimes.com/2012/01/14/your-money/deciding-whos-rich-or-smart-enough-for-high-risk-investments.html?pagewanted=2&_r=1&ref=your-money
The government has issued that only those rich or smart enough can invest in private stocks. I don't think it is fair that the government is deciding what people can or can't do with their own money, but I can sort of see where they are coming from. Only the sophisticated can purchase these unless they are rich, which I personally don't think is completely right. They just dont seem to want people to be going into high risk investments if they dont have the money or the smarts to do something with them.
The government has issued that only those rich or smart enough can invest in private stocks. I don't think it is fair that the government is deciding what people can or can't do with their own money, but I can sort of see where they are coming from. Only the sophisticated can purchase these unless they are rich, which I personally don't think is completely right. They just dont seem to want people to be going into high risk investments if they dont have the money or the smarts to do something with them.
The Best Investments are Boring
http://www.dailyfinance.com/2012/01/17/2012s-hottest-investing-idea-boring-utility-stocks/
While investing in what sounds very unappealing, it can be a great money-maker for those who participate in stocks. Southern Company and Dominion Resources seem to be the top two most profitable companies this year.
While investing in what sounds very unappealing, it can be a great money-maker for those who participate in stocks. Southern Company and Dominion Resources seem to be the top two most profitable companies this year.
Paying for College is Possible if You Star Planning Early.
http://enumclaw.patch.com/articles/education-expert-paying-for-college-is-possible-if-you-start-planning-early
In this article, I learned about a man named Charlie Hoff. He believes the earlier you start planning for college, the more opportunities will arise for you and your child. More financial assistance will be readily available to you and your range of schools will be much broader.
He also says that a few uninformed choices made in middle school will also eliminate your choices later on in your school career.
Hackers Disrupt Israel Airline and Stock Market Sites
Earlier this month Group-XP based out of Saudi Arabia hacked into Israel's stock market and their airlines websites. This hack made it clear that although Israel has sophisticated computer security units and an advanced high-tech sector, that they are very vulnerable to cyber-war.
Read More: http://techland.time.com/2012/01/17/hackers-disrupt-israel-airline-stock-market-sites/
Stocks Surge as Investors Shrug Off European Woes
This article showed an interesting look into the stock market, showing that although concerns over one area of the world may be high, more promising numbers elsewhere can still help the financial markets. For instance, the fact that Greece is about to default has been overpowered by promising economic numbers from China.
New laws to reduce auto insurance fraud!
http://homeinsurance.com/auto-insurance/news/multiple-proposed-florida-laws-intended-to-reduce-auto-insurance-fraud.php
This article talks bout how some new laws to reduce auto insurance fraud. One of the laws is that the person go to a real hospital after instead of pain clinics and they would have to go in a certain time frame.
This article talks bout how some new laws to reduce auto insurance fraud. One of the laws is that the person go to a real hospital after instead of pain clinics and they would have to go in a certain time frame.
Ford
http://www.businessweek.com/news/2012-01-17/ford-motor-selling-1-billion-of-bonds-backed-by-auto-loans.html
Ford is marketing $1 billion of bonds backed by auto loans after vehicle sales last year reached a four-year high.
Ford is marketing $1 billion of bonds backed by auto loans after vehicle sales last year reached a four-year high.
CL&P Warns Customers About Credit Card Scams
http://bethwood.patch.com/articles/cl-p-warns-customers-to-be-wary-of-credit-card-scams
Connecticut Light and Power and Yankee Gas are asking customers to be wary of credit card scams that have involved customers of utilities in other parts of the country. The scam involves prepaid "Green Dot" VISA credit cards. Callers are pretending to be part of utility companies and saying that they need to buy a Green Dot VISA to renew their services.
Connecticut Light and Power and Yankee Gas are asking customers to be wary of credit card scams that have involved customers of utilities in other parts of the country. The scam involves prepaid "Green Dot" VISA credit cards. Callers are pretending to be part of utility companies and saying that they need to buy a Green Dot VISA to renew their services.
Paying for college: Don't rush into your decision
http://blog.syracuse.com/voices/2012/01/paying_for_college_dont_rush_i.html
Saving in college, life savings, financial aid, scholarships and student loans can help pay off school. Even at the most expensive schools you can pay off your school on time. Even if you dont have a lot saved up before college.
Saving in college, life savings, financial aid, scholarships and student loans can help pay off school. Even at the most expensive schools you can pay off your school on time. Even if you dont have a lot saved up before college.
personal finance weak as consumers fret
This article shows that the prices on things are going up and that the finance for houses is also rising. It shows how it would probably be better for most people to borrow rather than buy things sense things are so expensive.
Thursday, January 12, 2012
http://www.foxbusiness.com/personal-finance/2012/01/05/why-teen-car-insurance-is-expensive-theyre-bad-drivers/
Great article, that shows how one little accident cant crush your rates through the roof.
Great article, that shows how one little accident cant crush your rates through the roof.
Buffett Throws Down Finacial Challenge to GOP
http://www.cbsnews.com/8301-503544_162-57357816-503544/warren-buffett-throws-down-financial-challenge-to-gop/
I learned that Buffett is going to help pay down the debt of the U.S.
I learned that Buffett is going to help pay down the debt of the U.S.
How I Paid For College on a Paper Boy's Salary
http://www.foxbusiness.com/personal-finance/2012/01/12/how-paid-for-college-on-paperboys-salary/
This is an interesting article that makes me chuckle because we don't think a "paper boy salary" is an acceptable form of college funds, but this fellow certainly pulled it off. He started saving when he was eight with the small dollar bills he got for odd jobs but with increasing pay and furthering interest rates, he had $20,000 in his college savings account by the time he was graduated from college.
I learned that it doesn't take a lot of money in the beginning to add up to a lot in the end. Set savings goals every month and put away up to that mark. By the end of ten years or so, you will be surprised at how much money sits in that bank account. Also, don't just save what's "left over," take away the savings first then spend those "left overs." Making it a priority leaves far more money in the bank account and less at the mall.
College isn't an all-or-nothing endeavor. Take out the loans if you have to, get it done, and get it paid back. Everything and anything is possible.
This is an interesting article that makes me chuckle because we don't think a "paper boy salary" is an acceptable form of college funds, but this fellow certainly pulled it off. He started saving when he was eight with the small dollar bills he got for odd jobs but with increasing pay and furthering interest rates, he had $20,000 in his college savings account by the time he was graduated from college.
I learned that it doesn't take a lot of money in the beginning to add up to a lot in the end. Set savings goals every month and put away up to that mark. By the end of ten years or so, you will be surprised at how much money sits in that bank account. Also, don't just save what's "left over," take away the savings first then spend those "left overs." Making it a priority leaves far more money in the bank account and less at the mall.
College isn't an all-or-nothing endeavor. Take out the loans if you have to, get it done, and get it paid back. Everything and anything is possible.
Investing 101: The Year's Top Performing Dividend Champions
http://www.dailyfinance.com/2012/01/12/investing-101-the-years-top-performing-dividend-ch/
I found it super interesting that they wanted to base a whole article based on dividends due to the financialrisk in such economic times. I also found it helpful that they inputed the top ten dividend chanpions to help you.
I found it super interesting that they wanted to base a whole article based on dividends due to the financialrisk in such economic times. I also found it helpful that they inputed the top ten dividend chanpions to help you.
Why Teen Car Insurance is Expensive: They're Bad Drivers
http://www.foxbusiness.com/personal-finance/2012/01/05/why-teen-car-insurance-is-expensive-theyre-bad-drivers/ I found this article to be very informative on just how many risks teen drivers are willing to take on a daily basis. Although, I dont think all teen drivers are terrible drivers like the article says, I believe that with more training from the teen's parents the teen can be a very resposible, good driver.
Teens & Car Insurance
http://www.foxbusiness.com/personal-finance/2012/01/05/why-teen-car-insurance-is-expensive-theyre-bad-drivers/
While reading this article, I learned that new drivers are more likely to get into a car accident than drivers who have been driving for longer than a year.
Warren Buffett throws down financial challenge to GOP
http://www.cbsnews.com/8301-503544_162-57357816-503544/warren-buffett-throws-down-financial-challenge-to-gop/
Warren Buffett has created a challenge for congressional Republicans. The challenge is this: for every dollar one donates to Uncle Sam to help pay down the debt, he will match it.
Warren Buffett has created a challenge for congressional Republicans. The challenge is this: for every dollar one donates to Uncle Sam to help pay down the debt, he will match it.
Banks Quietly Ramp Up Costs
http://www.nytimes.com/2011/11/14/business/banks-quietly-ramp-up-consumer-fees.html?ref=your-money
I learned that banks are raising fees and adding new one's in order to make more profit. I like this article because it changes how I might invest in a bank and how I do business there.
I learned that banks are raising fees and adding new one's in order to make more profit. I like this article because it changes how I might invest in a bank and how I do business there.
Teens and car insurance
http://www.foxbusiness.com/personal-finance/2012/01/05/why-teen-car-insurance-is-expensive-theyre-bad-drivers/
Yea we may be bad drivers but parents aren't as good of drivers either. When your in the school parking lot its a parent who is almost hitting you not the teens. But I also don't have much room to talk since I have already totaled a car within my first 6 months which they said was the highest risk time.... Its all bout self discipline some have it some don't..
Yea we may be bad drivers but parents aren't as good of drivers either. When your in the school parking lot its a parent who is almost hitting you not the teens. But I also don't have much room to talk since I have already totaled a car within my first 6 months which they said was the highest risk time.... Its all bout self discipline some have it some don't..
Swiss Stock Market Held its Gains
The Swiss stock market had some gains early in the day, but lost a lot of gain by closing time. They finished up by .17% in the Swiss Market Index.
Read More: http://www.nasdaq.com/article/the-swiss-stock-market-held-onto-a-modest-gain-thursday-20120112-00974
Read More: http://www.nasdaq.com/article/the-swiss-stock-market-held-onto-a-modest-gain-thursday-20120112-00974
How I Paid for College on a Paperboy's Salary
I learned that people really can pay for college on their own, just by having a job and saving. I'm not really sure about how he invested his savings in the stock market and benefited from being lucky and making money, because he could have easily lost his entire savings and that doesn't seem wise to me. Now that I've read this article, though, I have hope that I myself can try and save up enough for my college tuition. I liked that he was smart and a success story in this article.
Worst Credit Cards
http://www.huffingtonpost.com/curtis-arnold/worst-credit-cards_b_1194055.html
It seems that some people don't do the research before picking out a credit card; made obvious by the fact that these cards are still in business.
The First Premier Gold Card has a nearly 50% APR, and another card offers Hooters Points. (Yes, that Hooters).
It seems that some people don't do the research before picking out a credit card; made obvious by the fact that these cards are still in business.
The First Premier Gold Card has a nearly 50% APR, and another card offers Hooters Points. (Yes, that Hooters).
Why Teen Insurance Is Expensive: They're Bad Drivers
http://www.foxbusiness.com/personal-finance/2012/01/05/why-teen-car-insurance-is-expensive-theyre-bad-drivers/\
Thisd article says, "Teens are four times more likely than adults to be in an accident." As well as that 30% of accidents are caused by teens.
Thisd article says, "Teens are four times more likely than adults to be in an accident." As well as that 30% of accidents are caused by teens.
Teens Struggling to Find Elusive Part-Time Jobs
This article did not surprise me at all. Although I have managed to get a part-time job several times, I was oftentimes competing against other applicants who had college degrees and were 10-20 years older than me. I am glad I have this job experience, as I know friends without job experience who can not get jobs for that reason. It seems like a dumb system, seeing as to get job experience, you need a job.
The 5 percent solution to paying for college
http://www.businessweek.com/finance/occupy-wall-street/archives/2012/01/the_5_percent_solution_to_paying_for_college.html
I learned that students attending the university of california pay nothing to attend if they commit to paying a flat 5 percent of their annual salary for 20 years after graduation. If they commit 5 ercent of their salary they have a better chance of paying offf their bills and not having to deal with them as much in the future.
I learned that students attending the university of california pay nothing to attend if they commit to paying a flat 5 percent of their annual salary for 20 years after graduation. If they commit 5 ercent of their salary they have a better chance of paying offf their bills and not having to deal with them as much in the future.
the skinny on teen checking
http://www.foxbusiness.com/personal-finance/2012/01/11/skinny-on-checking-accounts-for-teens/
i learned that "unbanked people" pay enormous fees and it is important to have a checking account....I liked the article because.
i learned that "unbanked people" pay enormous fees and it is important to have a checking account....I liked the article because.
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