Preparing Teens for College Living.

http://www.guampdn.com/article/20120430/NEWS01/204300311

This article gave different tips for parents on how to prepare their teens for college living. A few of these tips included:

- Showing your teen your family budget.
- Make financial goals.
- Know costs in advance.
- Keeping track of expenses.

should coca-cola buy monster?

Monsters shares in the stock market were up seventeen percent bringing it up to a 52-week high of $76.78 per share. This turned heads in the Coca-Cola company. Coca-Cola has remained relatively stable, it's shares are neither increasing or decreasing very much in value. Although Coca-Cola already owns energy drink brand "Full Throttle", they are debating whether they should buy Monster to increase their Market Value. Monster is one of the leaders in the marget targeting youth, it has a market capitalization of ovver $11 billion dollars. No wonder why Coca-Cola is looking into buying them.

Teens and finance

students dont know to much about finance and usually get themselves in trouble. Schools are trying to figure out a way to fix this and have figured to make more finance classes part of the required curriculum for graduation.

Hiring teenagers heats up

Finding a job for teens this summer is becoming way easier than in the past summers. Challenger's annual study of summer teen hiring, said there's been a rebound from 2010, when teen hiring hit an all-time low of 960,000 – the lowest level since 1949. Last year, it was up 13.2 percent, as 1.08 million teens landed employment in May, June and July.
This summer? Challenger estimates 1.2 million teens could land a summer job.

http://www.modbee.com/2012/04/29/2177143/personal-finance-hiring-of-teenagers.html

More College Admission Secrets: Don't Fall For These Popular Myths

1. Myth- Connections get you in
They really don't help at all.
2. Myth- Sending cookies makes them more likely to accept you.
Riiight.
3. Myth- The more activities you do, the more likely you are to get in.
Colleges want to see that you are passionate about a few things and have devoted a lot to certain things, not that you're just busy.
4. Myth- If you don't have high enough test scores, colleges won't consider you.
Not necessarily- good grades throughout your four years of high school can show that you are an excellent student, so one shot testing isn't the only thing looked at.
5. Myth- It's impossible to get into a good college nowadays.
There are thousands of good colleges but this myth is just because most people only know a few names. Names aren't the ultimate requirement and you should go to a school that fits you best.

Stocks fall on Wall Street as Spain enters recession; US consumer spending growth slows

The U.S markets fell today as Spain reported that their economy shrank 0.3%, the second straight quarter of recession.  Since that adds up to 6 months of decline, Spain is officially in recession.  The biggest worry with this is that Spain is the fourth largest country that uses the Euro, and if for some resaon Spain were to need help, the European economy may not be strong enough to bail it out due to its size.

Mysterious Credit Card Charges: Why You Need To Check Your Bills

There are people who get your credit card from online that use them to buy small things. This is why you should check to see what bills are put onto your credit card if you use it a lot. There are people online who sell the card numbers. People are trying to shut them down. 36 were shut down already. People usually don't report them because they are such small fees. But that's how these people stay in business.

Kindergartner Charged with Battery. Why Are We Criminalizing Kids?

The student had already been suspended for kicking and biting another official, when he allegedly threatened a teacher and kicked Principal Pat Lumbley. This time, the child was placed in police custody and charged with battery and intimidation. 

$1.5 Trillion in Mobile Revenues

Today there are close to 6 billion mobile uses worldwide. At the end of 2012 $400 billion will be attributed to mobile data. Also, $212 billion will come from apps, streaming services, and browsing. Currently voice holds 51% of the total rev, but is expected to fall by the end of 2012.

Read more: http://techcrunch.com/2012/04/30/research-1-5-trillion-in-mobile-revenues-in-2012-u-s-accounting-for-40-of-all-smartphone-sales/

B&N and Microsoft partnership

http://finance.yahoo.com/blogs/daily-ticker/barnes-noble-microsoft-partnership-desperate-meets-hopeless-151340097.html

Microsoft invested $300 million in Barnes & Nobles e-book. It's success is doubted because Amazon has been doing much better in every aspect.

storms and car insurance

http://blog.al.com/drivers-side/2012/04/dont_assume_your_automobile_in.html


Most insurances do not have protection agaisnt storm damage to your car. The only type of policy that covers storm damages is one that includes comprehensive coverage

Don't assume your automobile insurance covers storm damage

http://blog.al.com/drivers-side/2012/04/dont_assume_your_automobile_in.html

Most insurance policies dont cover damage from weather-events. You need comprehensive insurance to cover this.

Consuming Hand Sanitizer New Dangerous Teen Trend

There have been a few reports of teens being hospitalized for consuming hand sanatizer as a way to get drunk. Because it is so easy to get, hand sanatizer is a trend for teens who want to get wasted or end up in a hospital bed.

Summer job picture brightens for teens

Teens looking for work will have a better time this year, but they have to be persistant to get it. The number of 16- to 19-year-olds working during the summer months had been at its slimmest level since 1949. Youth employment from May through June perked up by 1.08 million jobs. It's expected to grow again this year. Government-funded jobs at public camps, beaches, pools and parks seem to be coming back. Older, more experienced workers are finally moving on.

StumbleUpon Reaches 25M

Earlier this StumbleUpon reach the 25 million registered user mark. The user database has grown 5 times the amount in the past three years. Earlier this month they also released an app that integrated with Facebook.

Read more: http://techcrunch.com/2012/04/26/stumbleupon-25m/

Female applicants face lower acceptance rates

http://www.browndailyherald.com/female-applicants-face-lower-acceptance-rates-1.2736161

On average, about 4% less women are accepted to a college, even though women usually are 60% of the applicants. Bev Taylor, founder of Ivy Coach, said women are just expected to be more on top of their game in most cases. This leads to the domino effect. Schools need just the right amount of AP and regular classes. As women generally apply for the tougher classes, which could lead to more drop outs or some classes too large.

New 'Trend': Drinking Hand Sanitizer to Get Drunk.

http://www.timesunion.com/business/press-releases/article/Consuming-Hand-Sanitizer-New-Dangerous-Teen-Trend-3512043.php

Since 2010, 60 reports of teens consuming hand sanitizer for the alcohol content has been reported. The director of the toxicology stated that consuming hand sanitizer is like "taking a shot of hard liquor". Parents are being recommended to monitor hand sanitizer useage as they would with medicine.

Dog delays flights

A few flights were delayed this morning when Byrdie, the Rhodesian ridgeback, made a run for it on runway at LaGuardia Airport. Flights were only delayed about 10 minutes while the dog was on the runway.

Drinking hand Sanitizer

kids have now been drinking hand sanitizer to get drunk

http://latimesblogs.latimes.com/lanow/2012/04/more-hand-sanitizer-cases-reported.html

Parenting Classes for Young Mothers.

http://www.heraldsun.com.au/news/more-news/mixing-books-and-babies-all-part-of-teen-mum-school/story-fn7x8me2-1226337418793

An alternative sort of "high school" has been showing up in various cities dedicated to young mothers. There are various classes that the mothers can take to help improve their parenting skills. Classes range from cooking nutritious meals for their children to managing a budget for their household.

Stocks Lose Their Appeal for Main Street Investors

A recent poll showed that 76% of Americans said they are now much less inclined to invest in stocks, even as pay on their savings accounts hits record lows.  Trends like this often show up after economic issues because people are still wary of the market.

5 tips to score scholarships

Check nonacademic scholarships - There are many that don't involve great grades that you can still get


Use scholarship databases - There are many ways to get scholarships with many online ways to find them


Check locally and offline - Online searches are great, but there are also many opportunities to get scholarships offline


Reuse your work. - Save the info you give to each, you will find that they want most of the same stuff


Be persistent - Keep checking up on everything, such as updating scholarships

Frugal simplicity: Finding your happy place

http://www.zanesvilletimesrecorder.com/article/20120422/LIFESTYLE/204220328
living simply can help you to save money according to abbey. If you make a lot of your own goods as well as don't focus on owning all the latest and greatest things, you will save a lot of money for yourself.

Virginia teacher arrested for allegedly firing blanks at students

A Virginia teacher has been charged with 12 felony counts after allegedly pulling a blank firing gun on his students and firing several times. "One for each student who was in there. And basically the charges result of inciting fear into the students," Washington County Sheriff Fred Newman told KSDK.com. "He then pulled a 'blank firing handgun,' black in color, from the back waistband of his pants and discharged the weapon between four and ten shots in the direction of the line of the students," according to a police statement. "The 'report' of the firearm was similar to that of a firearm that fires a projectile, thus placing the students in fear, according to statements. No students were physically injured as a result of the incident." The Washington County Sheriff's Office says the charges levied against Dillow are all class 6 felonies, each punishable by up to five years in prison and a $2,500 fine. Dillow has since been released on a $20,000 bond.

Cuban artists find financial support online

Yagruma is a website whose aim is to help artists fund their projects in Cuba. Artists upload a sample of their work onto Yagruma along with their biography, a description of what they would like to create in the future, and a request for contributions. The projects are crowd funded. To cover operating costs, Yagruma keeps 5% of funds. The site has financed 5 projects so far and have another 10  still being fundraised. The site hopes to foster creativity and support the artists in Cuba.

Texas prom queen arrested for allegedly faking cancer, raising $17,000

A texas prom queen got arrested for faking that she had cancer, she raised over $17,000 from her fellow classmates. She is being held on a $50,000 bond after being arrested on friday.

Radius: A Tool for Salespeople

Before Radius, it was called Fwix, which was a hyperlocal news aggregator. Now they are offering businesses that sell services to small businesses an easier way to to target them.  So they now take all the data Fwix was using and severs it real time to salespeople.

Read more: http://techcrunch.com/2012/04/24/fwix-becomes-radius-a-tool-for-salespeople-targeting-local-businesses/

Months after surviving first sports collapse, Oregon 12-year-old dies after similar incident

http://sports.yahoo.com/blogs/highschool-prep-rally/months-surviving-first-sports-collapse-oregon-12-old-114327225.html
3 months ago 12 year old Isaac collapsed and had a heart attack during a basketball game and went in for surgery to repair the damage to his heart. The hospital deemed the surgery a success but never game him clear instructions as to whether or not the boy could play sports again. In a sad twist, at his elementary school playing baseball he collapsed again and died just hours later. How sad. Poor kid. He just wanted to play.

Teen Charged with Setting Child On Fire

http://www.njherald.com/story/17671884/missouri-teen-charged-with-setting-child-on-fire


A teen in Missouri poured gasoline on a 10-year-old boy, and proceeded to light him on fire. The boy then threatened to murder the young boy's family if he told what had happened. He has been charged with 1st degree assault and was held on bond for $150,000.

How crazy.

Missouri teen charged with setting child on fire

SAVANNAH, Mo. (AP) - A Missouri teenager accused of pouring gasoline on a 10-year-old and setting the child on fire has been charged with first-degree assault.

Seventeen-year-old Joseph D. Gardner was charged Monday in Andrew County court. The St. Joseph News-Press reportsthe 10-year-old child suffered first- and second-degree burns on his face, right arm and in his nose and throat.

The probable cause statement says Gardner threatened to murder the child and his family if he told anyone about the April 15 incident and that after igniting the child, Gardner stood there and laughed.

Gardner has asked for a public defender. Calls to an address listed for Gardner weren't immediately returned Tuesday.

He was being held Tuesday on $150,000 bond.

10 of the cheapest cars of 2012

1. Scion xD for 15,689

2. Kia Rio for $13,560

3. Hyundai Elantra for $15,519

4. Honda Fit for 15,441

5. Ford Fiesta for $13,300

6. Mazda2 for $15,153

7.   Toyoda Yarnis for $14,009

8. Kia Soul for $14,111

9. Hyundai Accent for 16,576

10. Nisssan Versa for $11,093 

Mustang 2014 pics

https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYV7CUrFdx20C6fu1we3rP6oWtwByu9S3qV9jev3f_kr4n02jZQ_vTYqEPJWczlOxGzbKr6YcT-K8hmChdXTAeaEHG6x-ncp8v8t2YMmUEfXwX0gKxkIPnXtCffF9Gsu53UlXjpy0b4eTE/s1600/2014MustangClayModel.jpg


http://mustangsdaily.com/blog/wp-content/uploads/2011/06/01-2014-ford-mustang-rendering.jpg


http://mustangsdaily.com/blog/wp-content/uploads/2011/06/02-2014-ford-mustang-rendering.jpg

I think this are just concept pictures but...

4 tax tips for mutual fund investors

http://www.google.com/hostednews/ap/article/ALeqM5glRJkPJtrReYFw_P7AJw0D-YHhUA?docId=5b18459b35164160bae2b47debe3b3ea

1. PUTTING THE RIGHT INVESTMENTS IN THE WRONG ACCOUNTS

2. CHOOSING HIGH-TURNOVER FUNDS

3. FAILING TO CONSIDER TIMING

4. FAILING TO WATCH FOR HIGHER RATES

Credit card budgeting is difficult

First do a household budget, make sure you have enough money in the bank to pay the monthly bill off, and make sure you aren't spending it if you don't have the money to pay that bill. Use the higher rate cards that give you a certain amount of time to not have to pay intrest, because then you can pay it off without any interest and only have lost the money you spent on that.

Pin Money: How Pinterest Helps You Spend Less and Save More

This woman wrote about how Pinterest has helped her save money with all of its DIY projects and ideas for repurposing objects. She redecorated her home with personal and inexpensive ideas from Pinterest and uses ideas on the site to reuse objects she ordinarily would have thrown away. Go Pinterest!

Teen committed 4 armed robberies in 2 weeks, police say

http://www.wcnc.com/news/crime/Teen-accused-in-4-Charlotte-armed-robberies-arrested-148124125.html

Tony Humphrey from Charlotte is being charged for 12 felony charges and 4 armed robberies in the last couple weeks. One location was Sonic, two financial corporations and one auto part store.

Ford Mustang's new European look: A big mistake?

Some think that with Mustang remodeling to make their cars look more European, Mustang will go downhill fast. Supposedly, people will not like the new aspect that changes it from a muscle car. They also say that it is focused toward baby boomers and that the newer generations will not like this new design.

Frugality Fatigue Spurs Consumers to Spend More

People are tired of being frugal and have a little more money in their pocket, they are going back to buying Estee Lauder. Spending more in restaraunts.

http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2012/04/13/BUP91O320U.DTL

Financial Reality

http://rockrivertimes.com/2012/04/18/free-teen-financial-reality-fair-april-21/

Rockford, Illinois is having their 5th annual Money Smart Week where teens are invited to a "Teen Finanical Reality" seminar. This event week is hosted by the Chicago Federal Reserve.

How the Hunger Games Explains This Year's Low College Acceptance Rates

The Hunger Games movie opened to over $152 million, the highest grossing movie opening of all time for a non-sequel but this is actually inaccurate. Factoring in inflation, Gone With the Wind still has the highest grossing box office numbers of all time, not the Hunger Games. This article is saying that the same principle applies to college acceptance rates. Colleges are receiving an all-time high number of applicants and their acceptance rates are technically still the same but because the number of applicants increased, it seems like the number of kids they are accepting is decreasing. The article says not to panic and apply to loads of schools because colleges look at how passionate you are about being at the school from your application and you'll get rejected more if you are only applying so you can be accepted somewhere.

Free Teen Financial Reality Fair April 21

Rockford's 5th annual moeny smart week is hosting a free teen financial reality fair on April 21st for teens ages 13-18. It will be from 11:45 a.m. to 2:30 p.m., Saturday, April 21, at the Rockford Public Library East Branch, 6685 E. State St. Learn how to budget and spend your money. There's free pizza and soft drinks. First 50 only. This is one of 85 or more free classes. I believe it may be in Illinois.

Uber Experimenting With Taxis

The company that brought on-demand "taxi" service in San Francisco, Seattle, Chicago, and New York is now experimenting with a new taxi service. After raising $32 million they are launching Garage in Chicago which will not as expensive as their current service.

Read more: http://techcrunch.com/2012/04/18/uber-experiments-with-lower-priced-taxis-in-chicago-through-newly-launched-labs-group-garage/

The world's most expensive one-bedroom condo?

This lavish $22 million, one-bedroom condo in Japan is larger than many single family homes.The sellers, who purchased it new in 2004, have spent 1 1/2 years renovating it, with custom furniture by Ceccotti Collezioni (not included), a painting made on-site by artist Hiroshi Senju, and imported Italian stone and wood for the walls, floors and doors.

Louisiana Schools Told to Budget Wisely.

http://theadvocate.com/home/2597355-125/lafayette-school-board-told-budget

A school in the Lafayette Parish of Louisiana (where I'm from~) is expected to end the school year with an estimated $103 million in tax revenue. A district official reminded the school board to budget the money wisely.

Lafayette School Board told: Budget wisely

http://theadvocate.com/home/2597355-125/lafayette-school-board-told-budget

Lafayette Parish School Board is expected to end 2012 with a record $103 million in sales tax revenue. But members are being told to spend wisely still. This money goes to teacher and administration salaries as well as education programs. This also goes towards buildings, renovations, and other updates.

the Trojan Horse Computer

The Trojan Horse Computer is being sold in underground forums. security researchers found the advertisement. but can find the seller or protential buyers.

This computer is also known as a RAT. this computer hacks into large servers were stored credit card numbers are commom (hotels for example). Malware writers often repackage their malicious installers with new algorithms in order to evade signature-based antivirus detection (hint: trojan horse).

Model question mark

http://www.sunderlandecho.com/news/local/teenage-beauty-wins-miss-amore-1-4456212#

so basically this girl is into modeling and stuff and has been on TV in mags and all that but she going for miss England. But I think how it got in the finance is cause she is taking a bunch of fiance classes. But she is miss amore...

http://lagunaniguel.patch.com/articles/local-moms-teen-drug-documentaries-headed-to-newport-beach-film-festival#photo-9599421

Some local mothers made films called "Overtaken" and "Behind the Orange Curtain" about the dangers of prescription drug abuse by teenagers. Their films will be premiered at the Newport Beach Film Festival.

Frugal Parenting: 5 tips for effectively sharing your hobby with your child

1.  Dont worry about buying things for their tiny hands
2.  Try and teach them what to do without becoming impatient
3.  Encourage them to add their own spin or expertise to the hobby
4.  Don't be afraid to let them use your stuff just make sure they handle with care
5.  Display their achievements

Budget Cuts Have Autistic Teens Facing Uncertain Futures~

http://www.thecamarilloacorn.com/news/2012-04-13/Front_Page/Budget_cuts_have_autistic_teens_facing_uncertain_f.html


There are an estimated 800,000 children and teens with autism in the United States. As they age out of the school system, they lose essential funding and therapies that schools provide. They will have to find other ways to get financial support, services, and resources that they need to live a long, healthy life. Budget cuts along schools and other resource centers are causing autistic teens and their parents to be even more concerned for their futures.

A First Draft of 2012 Admissions Decisions at Dozens of Universities

Colleges are getting more and more selective and this article gives rough numbers of applicants, accepted students, wait listed students, denials, etc. A lot of Ivy League schools are now accepting less than 8% of applicants, Harvard only accepted 5.9%. The sheer numbers are incredible. Out of tens of thousands of kids, schools are only accepting a few hundred to a few thousand. University of Southern California had over 46,000 applicants and only accepted about 8,000 of them. Julliard only accepted 191 kids.

Granny 'Drug Kingpin' Busted in Oklahoma

Silver haired-73 year old granny Darlene Mayes was fround to be a drug king-pin earlier this week. When police entered her home they found 4 pounds of pot and $276,000 cash. She had originally said it was part of her retirement fund. Police say when they entered she was packing a semi-automatic pistol and a revolver. 

4 concerns for Apple

http://finance.yahoo.com/blogs/breakout/4-long-term-concerns-apple-161028154.html

1. Apple is going more proprietary on Chips


2. Flash margins will suffer if the chip customers become competitors


3. The end of iPhone subsidies.


4. Competition

Is Your Grandma A Drug Dealer?

Darlene Mayes looks like many grannies, but according to police she is one of the biggest Drug Kingpins in Oklahoma. Earlier this week when police entered her home they found 4 lbs of pot and $276,000 dollars in cash. She was also packing a semiautomatic and a revolver.

OUR OPINION: Something new to pay for college

http://www.grandforksherald.com/event/article/id/234544/
Instead of having a tuition, UC students propose that admission be free and instead each individual would pay 5% of their annual salary for 20 years back to the school for their education. Ensure every single students pays, burdening every single student, even the rich ones. This creates an even playing field and would remove federal funding. I'm 50/50 on this issue. I'm all about being debt free. This also removes scholarships and grants and the like. In my eyes tuition cost would almost certainly skyrocket because you would be locked in for 20 years with no way out by a job and time. So bums with no job would not have to pay for their education. In that case, just wait 20 years and then get your high powered job.

Chartbeat Closes Series B Funding

Chartbeat is a start-up company that provides real-time analytics for websites. Just recently, they have closed series B funding raising more than $9.5 million bringing their total up to $12.5 million. Also, they have redesigned their interface to give users an easier view of their metrics.

Read more: http://techcrunch.com/2012/04/16/chartbeat-redesign-series-b/

If You Should Keep Your Credit Card Or Not

Deciding whether or not to keep a credit card should be based on your financial goals and not your credit score. If you are wanting to use your money on dept you want to pay down like your house, a vacation, or a retirement plan, you shouldn't keep having to pay for the monthly credit card payment. If you are wanting to apply for a mortgage or car loan, then you should keep the credit card.

Disrespectful Teens.

http://www.mothering.com/community/t/1350685/teen-being-disrespectful

From this mothers rant, you can teel how times have changed. Her kid won't even brush his teeth. He has braces and money on the line and still refuses to brush his teeth. Kids nolonger listen to their parents, it's rude.

Next World Bank President

Amaerican Jim Yong Kim has been elected to be the organization's next president.

Progressive lowers rates

http://www.marketwatch.com/story/progressive-lowering-auto-insurance-rates-in-west-virginia-2012-04-16

Progressive is loweing there rates since conditions will allow to do so in virginia..

Progressive Lowering Auto Insurance Rates in West Virginia

http://www.marketwatch.com/story/progressive-lowering-auto-insurance-rates-in-west-virginia-2012-04-16

Progressive Car Insurance is lowering their auto insurance premiums in West Virginia. They already give great savings with Name-your-price-tool. It is also interesting that Progressive was the first auto insurance to sell online.

Personal Finance for Kids

http://www.prweb.com/releases/2012personal-finance/for-kids/prweb9395014.htm



The National Financial Educators Council announces the personal finance for kids programs (PK – 2nd Grade) is launching April 30th to help instructors teach kids about money.
The strategies used will be sing-a-longs, books, training and support.

http://www.npr.org/2012/04/10/150351862/teen-jobs-offer-more-than-spare-cash-expert-says

Teens between the ages of 16 and 19 who are looking for jobs can't find one. Teens nowadays aren't looking for just 'spare cash', the money they earn is being used to support themselves and their families.

What's wrong with the 'Buffett rule'

This article, in basic, is about the "buffet rule" that will make millionaires have the same tax rate as everyone else to ensure that everyone is equal. This is good, but the general consensus was to simply raise taxes altogether.

I shop, therefore I am.

http://www.huffingtonpost.com/emma-the-emma-edition/i-shop-therefore-i-am_b_1418377.html?ref=style&ir=Style

Thrift shopping can save you money. It might even be frugal. Buying worn clothes from the thrift shop or ARC can save you hundreds of dollars when you might even be wearing your style. Try it out!

8 Forgotten Credit Card Perks

These 8 "forgotten" credit card perks are purchase protection, return protection, extended warranty, price protection, auto rental collision damage waiver, zero liabilty, concierge services, and free currency conversion.

Why a Budget Could Cause You to Spend More

The article was about a study conducted at Emory University.  The study found that people were more likely to buy high quality, high priced items if they had a budget, whereas people without a budget had lower priced items without unnecessary features. The reason for this is that when there is a budget set, people tend to focus on items near the top end of their budget and ignore the better value items below their set budget. The article said that this attitude could also cause potential homebuyers to buy more house than they need.

IP Puts Privacy First

A new internet service, Calyx, is starting up and needs funding. Their goal is to get a $1 million in funding to start doing business. Nicholas Merrill is the mastermind behind the new start-up, in which he says will put privacy first. He will even provide some legal services to customers if their rights are being violated. They believe internet will start $20 per month.


Read more: http://news.cnet.com/8301-31921_3-57412225-281/this-internet-provider-pledges-to-put-your-privacy-first-always/

Last-minute tax tips for procrastinators

http://www.kypost.com/dpp/money/personal_finance/last-minute-tax-tips-for-procrastinators1334250915002
1: Don't rush-you may miss simple savings or mess up simple math.
2: Contribute to an IRA to get a deduction
3: If nothing has changed, do it yourself and save some money. If something major in your life has changed-seek help.
4: If you think you're going to miss it, ask the IRS for an extension now. That gives you til Oct. 15th.
5: If you owe taxes you can pay up until the 17th.

Teen Jobs Offer More Than Spare Cash, Expert Says

http://www.npr.org/2012/04/10/150351862/teen-jobs-offer-more-than-spare-cash-expert-says

25% of teens between ages 16 and 19 cant find work. The problem with this is that many teens dont learn important life skills, also they sometimes cant support their family.

Good tips for teens?

Good ways to start good financial teen habits...
*income: treat there allowance like an income and make them deposit 10% into a bank account before any of it is spent.
* save 10% of all income and can maybe retire before 45
*any money gifts the teen gets should also have 10% taken out
*donate another 10% to charity of your income
*another 10% in educational fund
*20% in fun category
*Make them pay for there own stuff

Teen Steers School Bus to Safety When Driver has a Heart Attack

a middle schooler saved his classmates when he took over the steering wheel when the bus driver had a heart attack.another student performed CPR as students called 911. thanks to the students quick thinking the bus driver is in the hospital, although still suffering due to his heart condition.

Number of Teen Parents Declines~

http://www.wgme.com/template/inews_wire/wires.national/2542b880-www.wgme.com.shtml

The rate of teen mothers has dropped 9% since 1940 from 55 per 1,000 teen girls to 34 per 1,000 teen girls. Since 1991, the overall rate has dropped 44%. Hopefully, as time goes on, that number will keep going down!

Teens Still Texting and Driving

http://www.ksdk.com/news/article/315059/3/Survey-Teens-still-texting-and-driving

A survey was taken, and it shows that only 43% of teenagers said they have NEVER texted while driving, leaving a 57% majority to the teens who do text and drive. On the show Glee, a girl was texting and driving and got blindsided for a truck. Even though social media tries to discourage it, it doesn't seem to be on a big enough scale to really influence kids.

Fake IDs

In Iowa, police are focusing on fake ids. They discovered the amount of them are increasing so they are searching them out and doing some questioning. An officer might take your ID and ask you questions, like your name, date of birth, address. It is not uncommon for one to memorize this information, however police have realized that they will get everything right but not the zipcode. This tells the cops that its not real. Also, they will look very closely at the photo on the ID, some are very noticable that they are fake, but they are getting smarter and making them look more like the person who's hand they are in. Restaurant owners have also noticed an increase of Fake IDs being used in their restaurants. Because of this, Police and Restaurant owners have decided to extensively train the bar tenders to look and search for fake IDs.

Facebook+Instagram=Facegram

Facebook Buys Instagram For 1Billion dollars.

Families Discover Creative Ways to Save Big Money

After losing their business to the recession, one family decided to save money by moving out of their 1500 square-foot, 3-bedroom house and into a 168 square-foot home. Their home is small and insulated, allowing for an electric bill of around $40 per month. It is easy to see how this strategy helps to save big in this recession.

Teens still texting and driving, survey says

The article says that April is Destracted Driving Month.From State Farm, Harris Interactive says just 43% of teens between 16 to 17 say they have never texted while driving. 76% agree that someday they'll be killed by driving and texting while 93% agree that they will get in a car accident from texting and driving.

7 Worst Credit Card Habits

• Paying Late
• Paying only the minimum
• Co-signing for a credit card
• Letting someone else use your credit card
• Robbing Peter to pay Paul
• Too many credit cards
• Cancelling all credit cards

Bus incident

http://farmingtonhills.injuryboard.com/mass-transit-accidents/teen-steers-school-bus-to-safety-when-driver-has-a-heart-attack.aspx?googleid=299844

When a bus driver had a heart attack a student took the wheel and pulled it over to safety. No kids were hurt but the driver is in grave condition. They than go on to say how we should be teaching kids what to do in a bus emergency. Many do not know what to do beside the bus drills they do when they take you and have you exit the bus. They also say they should be teaching CPR...

Teen Steers School Bus to Safety When Driver has a Heart Attack

A middle schooler steered a bus to the side of the road and pulled the keys out of the ignition when he saw the bus driver not being able to breathe and passing out. Another student then performed CPR on the bus driver.The question this incident raises is whether or not students should be trained in CPR and emergency situations. Every student could learn to shut off the bus, open the bus doors, and perform CPR. Schools should teach children useful things.

ETFs: Pros and Cons

An article on NPR gives the pros and cons of ETFs. Some pros of ETFs are they are easy to get into and have a tax advantage. Cons of ETFs are the security. The major thing mention is that it is best to diversify.

Read more: http://www.npr.org/local/stories/KPLU/150340986

Facebook preparing for IPO

They are thinking May 17th or 24th will be the date of said event and will begin trading the day after. It's expected to be super high, but there was no pinpoint listed. They are going to be trading through NASDAQ.

http://www.cnbc.com/id/47006614?__source=yahoo|headline|other|text|&par=yahoo

Car Loans Lead Consumer Borrowing

http://www.npr.org/2012/04/06/150148187/car-loans-lead-consumer-borrowing
The Associated Press says that Americans took out more loans to buy cars and attend school in February but used their credit cards less frequently for the second straight month.
The Federal Reserve said Friday that consumers increased borrowing by $8.7 billion, the sixth straight monthly increase. This could be an indication of forward thinking in Americans in 2012 and/or a slight lift in long term economics within our county having to do with intesterst rates. Now is apparently the time to borrow.

Stock Market today

selling pressure deepened this afternoon with data showing a decline of confidence in small businesses, and growing trepidation about spains economic stability.

Bus incident

http://farmingtonhills.injuryboard.com/mass-transit-accidents/teen-steers-school-bus-to-safety-when-driver-has-a-heart-attack.aspx?googleid=299844

When a bus driver had a heart attack a student took the wheel and pulled it over to safety. No kids were hurt but the driver is in grave condition. They than go on to say how we should be teaching kids what to do in a bus emergency. Many do not know what to do beside the bus drills they do when they take you and have you exit the bus. They also say they should be teaching CPR...

U.S. may require banks to provide more information on mortgages

http://www.latimes.com/business/la-fi-bank-rules-20120410,0,7307695.story

The federal government is considering to have banks provide homeowners with more — and clearer — information about their mortgages. This is to help home owners understand more clearly their mortgages, as well as avoid foreclosures.